When the coronavirus first hit the world, no one knew how deep its impact would be. But as time passed COVID-19 showed itself to be one of the deadliest pandemics in recent history.
Early on, medical insurance companies were offering the same copay options as with any other ailment, where patients had to shell out 10% of the cost of the procedure, medication, or consulting – based on the plan they had.
Since March 2020, however, as the disease took a turn for the worse and most of the country went into lockdown, insurance companies began offering full payments on all things COVID related.
Most top insurance companies across the United States are now offering full coverage or $0 copay when it comes to COVID-19.
Here are what top health insurance companies have on file as their COVID-19 regulations.
UnitedHealth
“During the national public health emergency period, currently scheduled to end Jan. 20, 2021, you will have $0 cost-share (copayment, coinsurance or deductible) for medically appropriate COVID-19 testing when ordered by a physician or health care professional for purposes of diagnosis or treatment.”
BlueCross BlueShield
Be assured, we will cover the full cost of COVID-19 diagnostic tests as prescribed by doctors. We will also cover the full cost of COVID-19 treatment regardless of where the care is provided in the United States. We are not requiring prior authorizations for testing, and all costs for participating doctors, telemedicine, urgent care, and emergency room visits for diagnostic testing related to COVID-19 have been waived.
CIGNA Healthcaare
Yes. Your plan will cover diagnosis, testing, and treatment associated with COVID-19, including:
COVID-19 diagnostic visits: Cigna is waiving out-of-pocket costs for COVID-19 visits with in-network providers, whether at a provider’s office, urgent care center, emergency room, or via virtual care, through January 21, 2021.
COVID-19 testing: Cigna is waiving out-of-pocket costs for COVID-19 FDA-approved testing through January 21, 2021.
Mostly all healthcare providers across the United States offer complete coverage for COVID-19. Please get in touch for details on the plans available with Kaiser Foundation, Humana, CVS, Health Care Service Corporation (HCSC), Centene Corp and others.
Free Insurance for the Uninsured with the Affordable Care Act (ACA/Obamacare)
Those who are uninsured due to being unemployed or any other reason can also look for options for health insurance with the Affordable Care Act (ACA/Obamacare). Please visit the official ACA site to learn more on how to apply for health insurance coverage.
*Please note that Pipeline Medical is not affiliated with any of the above healthcare insurance companies. The information is provided strictly as a way to guide users about the latest updates on COVID-19 and health coverage. Please consult with your employer or Healthcare.gov for details on how to obtain health insurance for yourself or your family.
